Toyota Personalised Finance
Toyota Personalised Repayments
Long gone are the days of one-size-fits-all car loans. With Toyota Finance, you can now use your credit score and other relevant criteria to secure a personalised interest rate for your car loan that's tailored to your unique circumstances.
Our Promise To You
Using smart and sophisticated software, we will calculate a car finance interest rate that’s right for you.
No matter who you are or where in New Zealand you live, we’ll use the same criteria to figure out your individual rate.
Tried and trusted
We’ve helped lots of New Zealanders get behind the wheel of their dream Toyota.
We’re Ready When You Are
Contact your local Toyota store to get your personalised repayments and kick-off your loan application.
Frequently Asked Questions
Essentially, it’s an interest rate that’s tailored to your financial circumstances. Instead of taking a one-size-fits-all approach, we use your credit score and other relevant criteria to calculate a rate that’s right for you. It doesn’t matter who you are or where in New Zealand you live, the same transparent and trusted process applies.
Using smart and sophisticated software, our Stores will calculate a rate based on your individual credit score and other criteria determined by us. No matter who you are or where in New Zealand you live, you can be sure of a transparent rate that’s tailored to your personal financial circumstances.
Toyota Finance is deeply committed to providing you with quality finance options that are tailored to your individual needs and circumstances. With Toyota’s Personalised Rates, you can be sure that you’re always getting a transparent interest rate for your loan.
There are lots of things that can affect your credit score, including your payment history, how much credit you have available and how many active credit accounts you have. Getting a quote does not impact on your credit score.
Unlike banks and other financial institutions, we calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that’s transparent and tailored to you.
Based on your credit score and other financial criteria, this is the only fixed rate that Toyota Finance can offer you right now.
Looking for top expertise in fleet? For the complete solution to your fleet leasing needs chat to our specialist fleet service team.
Toyota Vehicle Insurance
Enjoy peace-of-mind motoring with Toyota Vehicle Insurance for both new and used vehicles.
Find the Finance that's right for you
Choosing between a lease or a loan can be confusing - but we are here to make it easier and can help you to personalise a finance solution based on how you like to do things.