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Toyota Personalised Finance

Toyota Personalised Repayments

Long gone are the days of one-size-fits-all car loans. With Toyota Finance, you can now use your credit score and other relevant criteria to secure a personalised interest rate for your car loan that's tailored to your unique circumstances.

Our Promise To You

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Personalised repayments

Using smart and sophisticated software, we will calculate a car finance interest rate that’s right for you.

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Total transparency

No matter who you are or where in New Zealand you live, we’ll use the same criteria to figure out your individual rate.

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Tried and trusted

We’ve helped lots of New Zealanders get behind the wheel of their dream Toyota.

We’re Ready When You Are

Contact your local Toyota store to get your personalised repayments and kick-off your loan application.

Frequently Asked Questions

What are Toyota Personalised Repayments?

Essentially, it’s an interest rate that’s tailored to your financial circumstances. Instead of taking a one-size-fits-all approach, we use your credit score and other relevant criteria to calculate a rate that’s right for you. It doesn’t matter who you are or where in New Zealand you live, the same transparent and trusted process applies.

How do Toyota Personalised Rates work?

Using smart and sophisticated software, our Stores will calculate a rate based on your individual credit score and other criteria determined by us. No matter who you are or where in New Zealand you live, you can be sure of a transparent rate that’s tailored to your personal financial circumstances.

How does this affect me?

Toyota Finance is deeply committed to providing you with quality finance options that are tailored to your individual needs and circumstances. With Toyota’s Personalised Rates, you can be sure that you’re always getting a transparent interest rate for your loan.

What can affect my credit score?

There are lots of things that can affect your credit score, including your payment history, how much credit you have available and how many active credit accounts you have. Getting a quote does not impact on your credit score.

Why should I borrow from Toyota Financial Services rather than a bank?

Unlike banks and other financial institutions, we calculate your rate based on your credit score and other personal criteria determined by us. This means you can always be sure of a rate that’s transparent and tailored to you.

Is this the most competitive interest rate Toyota Finance can give me now?

Based on your credit score and other financial criteria, this is the only rate that Toyota Finance can offer you right now.

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Fleet Management

Looking for top expertise in fleet? For the complete solution to your fleet leasing needs chat to our specialist fleet service team.

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Toyota Vehicle Insurance

Enjoy peace-of-mind motoring with Toyota Vehicle Insurance for both new and used vehicles. 

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Find the Finance that's right for you

Choosing between a lease or a loan can be confusing - but were here to make it easier. And the decision really starts with how you like to do things. 

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