Is the car of your dreams within your means?
Get behind the wheel of your next Toyota faster with easy, transparent, and flexible finance options from South Canterbury Toyota.
Financing with South Canterbury Toyota
We’ve partnered with Toyota Financial Services (TFS) to provide simple, trusted, and tailored finance solutions designed for Toyota owners. Whether you’re upgrading, buying your first Toyota, or financing a business fleet, we’re here to help make it happen.
The days of one-size-fits-all vehicle loans are long gone. With Toyota Vehicle Finance, you can use your credit score and answer a few questions to secure a personalised rate for your loan that meets your unique circumstances - lending criteria applies.
Can your bank do that?
Avoid price rises down the road by bundling a Toyota Service Plan into your finance offer. Thinking accessories? Aftermarket wheels and tyres? We can even finance your Toyota Vehicle Insurance policy with competitive rates and the bonus of no excess on glass claims. Beyond your vehicle, ask us about bundling more into your finance package.
Looking to drive long-term?
A Standard Credit Contract gives you a fixed interest rate and full ownership once your payments are complete. You can also tailor your loan to suit your budget, with the option of a final 'balloon' payment to lower your monthly costs.
Variable Rate Credit is a smart and flexible way to finance your Toyota. It gives you a competitive interest rate that moves with the market, plus the freedom to make lump sum payments or settle your loan early without any fees or penalties.
Would you like to lease instead?
What about if you like upgrading to a new model and plan on returning the vehicle? When times are uncertain, it helps to know exactly where you stand. With Finance Lease, your vehicle’s future value is set at the start of your plan. So if prices drop later when you’re selling back to us at the end of the plan, we take the hit, not you. It’s confidence you can count on.
An Operating Lease lets your business use the vehicle for an agreed term, with no residual risk at the end. It’s all the benefits of leasing, including tax deductible monthly rental payments*. Plus, it’s an efficient use of your business’ capital. Simply return or replace the vehicle when your lease finishes.
*Personal/business tax arrangements may vary – we recommend talking to your accountant or financial advisor.
Let’s get you on the road
With plenty of finance options available, our team can help tailor the right plan for you, your circumstances and budget. Complete the enquiry form below, and we’ll get in touch about a plan to get into your dream vehicle.