Introducing Afterpay and Laybuy

Afterpay and Laybuy offer interest-free payment instalments, meaning you can get your car serviced and drive away after only paying 1/4 or 1/6 of the total amount upfront. You pay the remaining 3 or 5 instalments automatically every 1 to 2 weeks depending on the chosen service.

Afterpay - Download the app to create an account and verify your identity to get started.

Laybuy - Requires a NZ mobile number at the time of purchase. You can create an account after your purchase to check your payment schedule.

It varies depending on the service. Afterpay will give you an approved limit you can see in the app before purchase. Laybuy will run a credit check and advise you of your limit in the payment schedule sent via SMS at the time of payment. You can spend above your approved limit, but the 'excess' will be paid in your first instalment. We can also do a split payment for you.

There are no fees for the use of Afterpay or Laybuy. 

Both services charge an initial $10 late fee for missed payments and a further additional fee if the payment is not made within 7 days.

Afterpay - Uses a third-party verification service to confirm your identity, but not a credit check.

Laybuy - Performs a credit check on all new users.

Not long at all! If you already use Afterpay or Laybuy, it'll be a lot faster.  However, both are quick to set up and our staff can assist you at the time of payment. Download the Afterpay app prior to your visit to speed things up.

No, you can set everything up at the time of payment. However, it will be faster if you've already installed the app and/or registered for the service you'd like to use.

Yes, both Afterpay and Laybuy will let you pay off your instalments before the payment dates.

Afterpay and Laybuy charge late/missed payment fees. Auckland City Toyota are not involved in any part of this payment process. Please contact either

Afterpay or Laybuy directly with any queries concerning your payment instalments.