Find the Finance that's right for you

Choosing between a lease or loan can be confusing - but we're here to make it easier. And the decision really starts with how you like to do things.

Choices Finance
Maximum flexibility - with the minimums guaranteed. That’s Choices Finance.

Choices gives you just that – choice – especially when it comes to your options as your plans ends. Choose to take a Guaranteed Minimum Trade-In Value (GMTIV) certificate and you’ll know exactly what your vehicle will be worth when the plan ends.

Benefits

  • Fixed interest rate

  • Lower fixed monthly payments - with an optional ‘balloon’ payment at the end of the plan.

  • Option to include servicing & maintenance, Toyota Vehicle Insurance and Payment Protection insurance.

  • Tax deductions (for businesses).

  • Trade-in or keep vehicle at end of the plan.

  • Guaranteed minimum trade-in value option.

For information on interest rates and fees please click here.

Classic Finance
The feature-rich plan to get you upwardly mobile.

Our most popular plan, Classic Finance lets you drive the vehicle you want now – on your terms.

Benefits:

  • Fixed interest rate of 9.5% - 14.95%

  • Drive now, pay as you go

  • Flexible deposit amount

  • Fixed monthly payments

  • Flexible terms from 6 to 60 months

  • Tax deductions (for businesses)

  • Option to include servicing and maintenance

  • Need extra peace of mind? Adding Toyota Vehicle Insurance and/or Payment Protection insurance is easy…

For information on interest rates and fees please click here.

 

Driveway Finance
A competitive loan with a variable interest rate – that's Driveway

Driveway is a unique TFS product that gives you the option of vehicle finance now – and access to extra finance for other things when you need it. Plus while the competitive variable interest rate moves with the market, your budgeting is easier with monthly payments that can stay fixed.

Benefits:

  • Highly competitive variable interest rate of 9.25 - 11.25%

  • Convenient fixed monthly payments

  • You can choose to make lump sum payments at any time

  • Feel free to settle your loan early with no fees or penalties 

For information on interest rates and fees please click here.

* Driveway is a variable rate product so the consumer interest rate may change during the life of the contract.

Vantage Lease
You take the vehicle, we’ll take care of the risk…

In fluctuating economic times, a little certainty over financial arrangements goes a long way… that's why with Vantage Lease, your end-of-plan re-sale value is set upfront, so we pick up the difference if the vehicle’s value drops.

Benefits:

  • Fixed interest rate

  • Low initial outlay (from one monthly payment)

  • Fixed monthly payments

  • Terms from 6 to 60 months

  • Tax deductions (for businesses)*

  • Option to include servicing and maintenance

  • Option to offer to purchase the vehicle at the end of the plan

  • Protect your resale value with guaranteed minimum value option

  • Choose to add Toyota Vehicle Insurance and Payment Protection insurance

For information on interest rates and fees please click here.

* Tax arrangements may vary – we recommend talking to your accountant or financial advisor.

Finance Lease
Our unique TFS Finance Lease let's you pay less and get more…

Everyone’s financial circumstances are slightly different – and so is our Finance Lease. You can structure your payments almost any way imaginable, including for the lowest monthly cost possible. Without reducing your other options like servicing and maintenance.

Benefits:

  • Fixed interest rate

  • Lower initial outlay (from one monthly payment)

  • Lower fixed monthly payments

  • Tax deductions (for businesses)*

  • Option to include servicing and maintenance

  • Option to offer to purchase the vehicle at the end of the plan

  • Choose to add Toyota Vehicle Insurance and Payment Protection insurance

* Tax arrangements may vary – we recommend talking to your accountant or financial advisor.

Operating Lease
Drive it your way, to suit your budget and business…

All the advantages of leasing, including full use of a vehicle with monthly rentals that are tax deductible*.

Benefits:

  • Fixed monthly rentals
  • No residual risk on your vehicle
  • Tax deductible lease payments
  • Efficient use of capital
  • Only available to business customers
  • Replace or return the vehicle at the end of the plan
  • Option to include full service and maintenance of the vehicle, with costs included in your monthly rental

* Personal/business tax arrangements may vary – we recommend talking to your accountant or financial advisor.

Calculate Finance

Work out your lease or finance costs with our handy Finance Calculator tool.

Want to talk to someone?

Find out more at your local Toyota dealership or call us direct at TFS on toll-free 0508 46 86 96